The following privacy statement discloses the privacy practices for LocalInsurance.com.
Last Updated: April 16, 2007

LocalInsurance.com
PO Box 44305
Denver, CO 80202
Email: partners@localinsurance.com

LocalInsurance, Inc. is an incorporated company with its headquarters in Denver, Colorado. For purposes of this privacy statement, “Local Insurance” means LocalInsurance, Inc. If you have questions or concerns regarding this statement, you should contact the LocalInsurance customer service group.

Your Privacy is Important to Us
At LocalInsurance, your privacy is very important. We understand that you entrust us with your private information to help us match you with an insurance agent (we refer to all of these as "Agents") who can meet your needs. Under no circumstances will LocalInsurance sell or share any personal information about you to or with any person or organization except: as authorized by you, to participating agents or other parties involved in your transaction, or as may be required by law or court order. The Privacy Policy below describes the standards we adhere to in handling information about you and your insurance quote request.

What We Want You to Know

  1. Who we are and what we do

  2. Information collected

  3. How your information is used

  4. Altering or deleting information submitted through the LocalInsurance Web site

  5. Policies applicable to restricted areas within the site

  6. Notification of changes to this privacy policy

1. Who We Are and What We Do
LocalInsurance is an online marketplace that directly connects consumers with qualified local insurance agents across a variety of insurance policy types. LocalInsurance is not an insurance agency and does not provide quotes directly to consumers. Rather, LocalInsurance is a free matching service that instantly connects you with our network of local insurance agents.

After you submit your quote request via our web site, LocalInsurance immediately matches you to local agents who can meet your insurance needs. We create this connection by emailing you the list of matching agents and their contact information as well as passing your information to the agents. Your matching agents will use the information you provided in your quote request to run your quote and contact you with details. Sometimes, LocalInsurance does not have a matching agent based on your location and insurance needs. In this event, your information may be passed to one of our third party agent networks to ensure that you receive as many competitive quotes as possible.

LocalInsurance does not charge a fee to use our service. LocalInsurance is paid a fee by the insurance agents who purchase leads through our service.

2. Information Collected

Personal Information
LocalInsurance collects the following personal information in each of our quote requests. We pass this information on to your matching agents so they can generate accurate quotes for you.

Auto

Home

Health

Life

First and Last Name

First and Last Name

First and Last Name

First and Last Name

Postal Address

Postal Address

Postal Address

Postal Address

Email Address

Email Address

Email Address

Email Address

Phone Number

Phone Number

Phone Number

Phone Number

Driver's License Number

Date of Birth

Date of Birth

Gender

Social Security Number

Gender

Marital Status

 

Date of Birth

Social Security Number

Level of Education

 

Gender

 

Occupation

 

Marital Status

 

 

 

Type of Vehicle Driven

 

 

 

Driving Habits and Record

 

 

 

Occupation

 

 

 

Level of Education

 

 

 

* This information is not required, but is helpful in generating your quotes.

Technical Information
We collect and track certain technical information to ensure that your consumer experience is a beneficial one. We may also use technical information to store your preferences and make future visits to our site quicker for you.

  • Cookies – a cookie is a small file stored on a user’s computer that contains information about the user. We use either session ID cookies (which terminate once a browser is closed) or persistent cookies (which are small text files stored on a user’s hard drive for an extended period of time). Cookies allow us to see how and when you use our sites, but they cannot be used to track personal information such as email address or phone number. Cookies also allow us to store the personal preferences that you set during each visit to our sites which can speed up your future visits.
  • IIS log files – LocalInsurance uses log files to track how our sites are being accesses and used. Log files track anonymous user information such as IP addresses, browser types, Internet service providers, referring and exit pages, platform type, date and time stamps, and number of clicks to, from, and within our sites. Web logs are tracked only on LocalInsurance’s servers and do not place anything on your computer.
  • Information from Banner Ads – if you arrive at LocalInsurance.com through a banner ad, LocalInsurance can track where you arrived from, as well as clicks that might have impacted our servers. This information is anonymous and cannot be used to gather personal information about you.

Information from the “Contact Us” section of the web site
If you decide to communicate with us through the “Contact Us” section on our web site, we may ask you for personal information such as your name, email address, or phone number. This information is not sold to any third parties. Your information may, however, be shared with outside sources in order to resolve any problems you may have.
Information gathered from agents
Our agent web site contains preliminary information for insurance agents who might like to join our network. If you are an agent and submit information through the “Request More Information” page, your email address and phone number will be used for contact purposes but not shared with any outside parties.

3. How Your Information is Used

How we share information with agents
When you submit a quote request with LocalInsurance, your information is used to match you with an average of three to four qualified, licensed agents who can best serve your insurance needs. In the event that we cannot match you with an agent, your information may be passed on to one of our third party agent networks in an effort to ensure that you receive the insurance quotes you need. LocalInsurance may also share some of our collected data with third parties for marketing use but personal information is not shared.

How we internally use technical information to improve marketing
LocalInsurance uses technical information such as cookies and web logs to study how our sites are being used. We can also use cookies to track your preferences so that when you return to our web site, you can navigate more easily without having to re–enter certain information. By analyzing the data that cookies and web logs provide, we can determine how to improve our web sites and banner ad campaigns to better serve our customers.

Other uses of your information by third parties

  • Third party agent networks – in the event that no LocalInsurance agents are currently serving your zip code, the information from your quote request may be passed to one of our third party agent networks. Any contact from this third party network is not covered under this policy, nor are any further communications you may have with agents from those third party networks.
  • Law Enforcement – LocalInsurance will share your personal information in response to law enforcement officers, government personnel, court order or subpoena. This information will only be shared in order to comply with a legal obligation.

4. Altering or Deleting the Information You Submit Through the LocalInsurance Web Site

Email preferences
LocalInsurance email communications consist of outbound partner efforts. To unsubscribe from these communications, please take the following action:

Agent Communications
By submitting a quote request with LocalInsurance, insurance agents will contact you using the phone number and email address provided. In order to opt-out of these communications, you must contact the agents directly and request that they stop contacting you.

If you decide to purchase insurance from one of the insurance agents matched to you through LocalInsurance, all further contact with that agent is not covered under this policy. You should thoroughly read the Privacy Policy of the agent you select in order to make sure that you are comfortable with their policy.

Quote Requests
LocalInsurance is not an insurance agency. We are a free matching service that instantly connects you with quality, local insurance agents. After you submit your quote request via our web site, LocalInsurance immediately matches you to local agents and sends your information to them. This process happens instantly; therefore, there is not an opportunity for you to edit your original information after it's been submitted. We recommend that you communicate the needed changes directly to the agents with whom you were matched. You can find your agent(s) contact information in the email we sent you to confirm your quote request. This will ensure your updates are made and that the agent uses the most accurate information available to process your quote.

System Records
Please note that all personal information provided to LocalInsurance in a quote request will be removed from our database after 60 days.

5. Policies applicable to restricted areas within the site
Certain areas of LocalInsurance.com, such as areas only available to our agent network, may have additional or different terms and conditions than those addressed in this policy. If you access any of these areas, you should consult the privacy policies posted in those areas.

6. Notification of Changes to this Privacy Policy
We may, at our sole discretion, revise this policy at any time in a manner consistent with applicable laws and regulations. When we revise this policy, including changes to LocalInsurance’s use of your personal information, we will incorporate the revisions into this policy and will revise the “last revised” date at the top of this web page. We recommend that you regularly visit this policy in order to remain informed about any changes that we may implement.