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|Getting to Know Advertising Injury Coverage||
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Insurance companies know that sometimes accidents happen. They trust that their policyholders are upstanding members of society which is why they offer protection to those who earn it. A commercial general liability insurance policy not only offers protection for bodily injury and property damage claims, but it shields you from advertising injury lawsuits as well. If you are accused of libel, slander, copyright or trademark infringement, or invasion of privacy, your advertising injury coverage kicks in. This insurance will pay for your legal costs and any damages you might be held responsible for. Say your employee gets her hands on a copy of your competitor's customers' contact information and contacts them to convince them to switch to your business. When your competitor becomes aware of this, he could file a lawsuit claiming invasion of privacy. If you are clearly unaware of this violation, your advertising injury insurance will pay for your legal defense. However, don't expect your advertising injury insurance to help pay your costs if you are aware of her infringement.
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